Mortgage Solutions

Whether you're a first-time homebuyer, planning to build or buy a new or second home,

or looking to refinance your current home mortgage, we offer mortgage products

that can be designed just for you!


Looking to buy a new house? With our Mortgage Pre-Approval program, you don’t have to wait until you find a home to qualify for a mortgage. You can also close on your mortgage faster and with less hassle.


If you are looking to lower your interest rate on your current mortgage, consolidate debt, or do home improvements, you may want to consider using the equity that you have in your home. The list is endless for the reasons to refinance!


Use our mortgage calculators to help determine which mortgage options are best for you. Check, too, on the potential savings in making biweekly instead of monthly mortgage payments.

How We Work

At Chemung Canal & Capital Bank, we pride ourselves on excellent customer service. Our mortgage originators will put their experience and knowledge to work for you, whether it be for a new home purchase or refinance of a home you own now. Our competitive rates, closing costs and products will meet your needs, and our team of originators will guide you through a smooth and friendly process.