Heather Mingos

Heather joined the Real Estate Lending team in May 2016. Before joining the mortgage team, Heather worked in the Commercial Credit Department as a Credit Analyst and in the Horseheads Branch as a Teller, CSR and an Assistant Branch Manager. No matter what your mortgage need is, Heather is eager to help you make the process as smooth as possible.

Heather earned her Bachelor’s degree in business from Mansfield University and is also a graduate of Leadership Chemung. She has lived in the Elmira area for more than 25 years and currently resides in Waverly with her husband and step-daughter.